Facing Foreclosure in Seattle?
Don't just walk away from your home... Get a Free Consultation and learn about your options to stop your home Foreclosure and get the help you need.
Having worked in the industry for over a decade, Kirk has been in his fair share of housing situations with clients. Perhaps one of the most challenging scenarios is the possibility of a Short Sale or Foreclosure. After years of hard work, the prospect of losing a home can be heartbreaking, and while the process is difficult, Kirk's top goal as a Realtor has been to help homeowners through this challenging time.
Do not just walk away from your property or let the bank take that for which you have worked so hard for.
You have invested time and effort into owning and maintaining your home, don't let that go to waste.
There is no fee or any obligation for a consultation, so please do not hesitate to contact us and we can start working towards helping you start the next chapter of your life.
Stop Foreclosure. End Your Stress. begin Again.
Your Foreclosure Options
Short Sale or Pre-foreclosure Sale: This allows you to avoid foreclosure by selling your property. If you owe more than what the value of the house might be, you can still sell for an amount less than what is necessary to pay off your mortgage and not be required to pay the remaining balance.
Foreclosure Alternative Program: There is a government sponsored program that provides incentives to sell your home instead of waiting for it to be foreclosed upon. (Read Home Affordable Foreclosure Alternatives Program (HAFA) below to learn more.
Mortgage Modification: A Mortgage modification allows you to work with your lender to see if you can refinance the debt and/or extend the term of your mortgage loan. This may help you catch up by reducing the monthly payments to a more affordable level.
Deed-In-Lieu of Foreclosure: You may be able to voluntarily "give back" your property to the lender. This won't save your house, but it is not as damaging to your credit rating as a foreclosure. This is an option if you don't qualify for a modification, your attempts at selling the house before foreclosure were unsuccessful, and you don't have another FHA mortgage in default.
Government Grants: There are several agencies that offer one time grants that can assist you in reinstating your loan.
Chapter 13 or 7 Bankruptcy: You can file for bankruptcy.
Partial Claim: A partial claim will allow you to work with your lender to obtain a one-time payment from the FHA Insurance fund to bring your mortgage current.
Do not just walk away from your home or let the bank take back that which you have worked so hard for. Having someone in your corner that will represent your best interests at all times is much easier than trying to negotiate any of these complicated options on your own.
Lead Foreclosure Realtor
As a husband and father, Kirk Russell knows the significance of a home to a family. Having someone experienced in your corner that will represent your best interests at all times is much safer and easier than trying to negotiate the same complicated options on your own.
Whether you're looking to buy, sell, invest, or save a home in Seattle or the surrounding area, The Russell Real Estate Group is a name you can trust.
Over +600 Real Estate Transactions
+18 Years Of Experience
Ranked Amongst the Top 1% Producing Realtors in the Country
Top Short Sale Agent For 16+ Years